Privacy Policy for Kimbu (Kim Bu)

Last updated: March 10, 2026

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and explains Your privacy rights and how the law protects You.

By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words with the initial letter capitalized have meanings defined under the following conditions. These definitions shall have the same meaning whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.

• Application refers to Kimbu (Kim Bu), the mobile application provided by the Company.

• Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to LOAN APP, MCHJ.

• Country refers to: Uzbekistan.

• Device means any device that can access the Service such as a computer, cellphone, or digital tablet.

• Personal Data means any information that relates to an identified or identifiable individual.

• Service refers to the Application.

• Service Provider means any natural or legal person who processes data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.

• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.

• You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

• First name or display name

• Email address

• Profile information

• Photos or profile media

• Messages and other user-generated content

• Location information

• Usage Data

Profile Information

When using the Application, You may create or update a user profile. This profile may include information such as:

• Name or nickname

• Age

• Gender

• Bio or description

• Interests and preferences

• Profile photos

• Other information You choose to add to Your profile

Messages and User Content

When You use in-app communication features, We may collect and store:

• Messages sent through the app

• Profile content

• Photos uploaded by You

• Other content You create or share within the app

Location Data

While using Our Application, with Your permission, We may collect information regarding Your location.

We use this information to:

• show nearby users,

• support map and location-based features,

• improve and personalize the Service.

You can enable or disable access to location information at any time through Your Device settings.

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as:

• Your Device’s Internet Protocol address (e.g. IP address)

• device type

• operating system

• app version

• pages or screens visited in the app

• time and date of Your use

• time spent on features

• unique device identifiers

• crash and diagnostic data

When You access the Service through a mobile device, We may collect certain information automatically, including the type of mobile device You use, Your mobile device unique ID, mobile operating system, and other diagnostic data.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain our Service, including monitoring the usage of our Service

• To manage Your Account, including registration, login, and profile management

• To personalize Your experience, including showing relevant profiles, nearby users, and recommendations

• To enable communication features, such as chat and messaging

• To provide location-based features, such as maps and nearby discovery

• To contact You, including by email, notifications, or other electronic communication regarding updates, security notices, or service-related information

• To improve the Service, including performance analysis, bug fixing, and feature development

• To ensure safety and security, including preventing misuse, spam, fraud, or unauthorized activity

• To comply with legal obligations

• To manage Your requests, including support or privacy-related requests

Sharing of Your Personal Data

We may share Your personal information in the following situations:

• With Service Providers: We may share Your information with third-party providers that help us operate the app, such as hosting, authentication, analytics, push notifications, or crash reporting services.

• With other users: Some profile information, photos, and content You choose to share may be visible to other users of the Application.

• For business transfers: If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred.

• To comply with legal obligations: We may disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities.

• With Your consent: We may disclose Your personal information for any other purpose with Your consent.

We do not sell Your Personal Data to third parties.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy.

We may retain Your Personal Data:

• to provide the Service,

• to comply with legal obligations,

• to resolve disputes,

• to enforce agreements and policies,

• to improve security and reliability.

Usage Data is generally retained for a shorter period, except when used to strengthen security, improve functionality, or when We are legally required to retain it longer.

Transfer of Your Personal Data

Your information, including Personal Data, may be processed at the Company’s operating offices and in other places where the parties involved in the processing are located.

This means that Your information may be transferred to — and maintained on — computers located outside of Your state, province, country, or other governmental jurisdiction where data protection laws may differ.

By using the Service and submitting Your information, You agree to such transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data We have collected about You.

You may:

• delete certain data from within the app, if such functionality is available,

• update or delete Your account information in the app settings,

• contact Us to request deletion of Your account and associated data.

Please note that We may retain certain information where required by law or where We have a lawful basis to do so.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but no method of transmission over the Internet or method of electronic storage is 100% secure.

While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children’s Privacy

Kimbu is intended for adults only.

Our Service is not directed to anyone under the age of 18. We do not knowingly collect Personal Data from anyone under 18. If We become aware that a person under 18 has provided Us with Personal Data, We will take steps to remove that information.

If You are a parent or guardian and You believe that Your child has provided Us with Personal Data, please contact Us.

Links to Other Websites

Our Service may contain links to other websites or services that are not operated by Us.

If You click on a third-party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Changes to This Privacy Policy

We may update Our Privacy Policy from time to time.

We will notify You of any changes by posting the new Privacy Policy on this page and updating the “Last updated” date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If You have any questions about this Privacy Policy, You can contact Us:

By email: azizerkinov2001@gmail.com

Company: LOAN APP, MCHJ